3 ways you can use Medisave when you are pregnant

07 Jul 2016 

3 ways you can use Medisave when you are pregnant.pngWith the Medisave Maternity Package (MMP), parents can use their Medisave for delivery expenses, as well as pre-delivery medical expenses such as consultations and ultrasound. Under the MMP, you may use up to $900 for pre-delivery medical expenses (for deliveries from 24 Mar 2016) and an additional surgical withdrawal limit between $750 and $3,950* depending on the type of delivery procedure. You may also use up to $450/day of stay in the hospital.


Type of Operation*Medisave Limits under the Medisave Maternity Package







Medisave Limits for Delivery Procedure








​ ​ ​ ​ ​
Medisave Limits for pre-delivery expenses
Vaginal Delivery (Normal)$1,650$750


​ ​ ​ ​
Vaginal Delivery (Assisted)$2,150$1,250
Caesarean Section (Normal)$3,050$2,150
Caesarean Section (with Tubal Ligation)$3,500$2,600
Caesarean Section (with Hysterectomy) $4,850$3,950

+ Medisave limits for hospitalisation stay of $450/day​ ​ ​


Medisave can be used starting from the birth of your first child onwards. For your fifth and subsequent children however, Medisave can only be used if the combined Medisave balance of you and your spouse is at least $15,000 at the time of the delivery. This is to ensure that you have sufficient Medisave for future hospitalisation needs, especially after retirement.


Medisave may be used at both public and private hospitals. You can claim your pre-delivery charges from Medisave with these 3 simple steps.


Step 1: Keep all your receipts from your pre-delivery visits (includes pre-natal consultations, ultrasound scans, tests and medications)!

Step 2: Present these receipts at the hospital where your baby is delivered.

Step 3: The hospital will submit these bills, together with the delivery expenses, for Medisave claims under the Medisave Maternity Package.


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