A blog about finance literacy in Singapore context

  • Warren Buffet’s Early Investment Strategy

    Key Takeaways: Introduction:In the realm of investing, Warren Buffett stands as a titan, his philosophy rooted in the pursuit of intrinsic value and the patience to watch investments mature. His strategy, distilled from decades at the helm of Berkshire Hathaway, champions the idea of ‘moats’—a metaphor for a company’s enduring competitive advantage—and underscores the importance…

  • Webull Singapore Review 2024

    Webull Singapore Review 2024

    As an investor seeking opportunities in the vibrant Singapore market, I find Webull, a relatively new entrant to the online brokerage scene, quite intriguing. Webull Singapore piqued my interest with its promise of commission-free trading and its sleek, user-friendly interface designed for both novice and experienced traders alike. With its arrival, I am keen to…

  • CPF Medisave vs Medishield – What is the difference?

    We believe what most people know about CPF is that it consists of Ordinary Account, Special Account and Medisave account. Out of these 3, Medisave seems to be the only one that you cannot withdraw, use or seemingly locked into obscurity. However, one major feature of CPF is its health coverage. While Medisave is more…

  • Best Online Brokerage & Trading Platform in Singapore: Your Guide to Savvy Investment 2024

    Best Online Brokerage & Trading Platform in Singapore: Your Guide to Savvy Investment 2024

    Last updated: February 2024 Navigating the world of online brokerage and trading platforms can be a daunting task, especially in a financial hub like Singapore. With a plethora of platforms to choose from, each boasting various features and tools designed to cater to the varying needs of investors, it becomes imperative to find one that…

  • Why Travel Insurance is a MUST for a typical Singapore traveller 2024

    Ever thought about what could happen if your holidays didn’t go as smooth as they were expected? While planning for long vacations you do take care of everything that is necessary to take along. You are quite excited about experiencing new things and enjoying the aura of the new place. But, there are very few…

  • How to Escape the Rat Race?

    Key Takeaways: Can you escape the rat race?Yes, escaping the rat race is possible by building multiple streams of passive income that surpass your monthly expenses, allowing you to achieve financial independence and focus on what truly matters in life. In a world where the 9-to-5 grind can feel like an inescapable trap, achieving financial…

  • Top Singapore REIT ETFs 2024: Selecting the Ideal Addition for Your Investment Mix

    Top Singapore REIT ETFs 2024: Selecting the Ideal Addition for Your Investment Mix

    Investing in Singapore REIT ETFs offers a strategic way to gain exposure to the real estate sector without the complexity of directly managing properties. These instruments combine the income-generating potential of Real Estate Investment Trusts (REITs) with the liquidity and simplicity of exchange-traded funds (ETFs). I find that by including them in my portfolio, I…

  • Treating your CPF Special Account and Retirement Account as a Bond Investment 2024

    Most Singaporeans consider their money in CPF as untouchable for any purpose other than for paying their housing loan, student loan or medical bills (More on CPF Schemes here). There is one more way to view your CPF money, particularly the money in your Special Account (SA) and Retirement Account (RA). You can view them…

  • CPF Contribution Changes from 1 Jan 2024

    CPF Contribution Changes from 1 Jan 2024

    Key Takeaways: Introduction:Effective 1 January 2024, CPF contribution rates rise alongside the salary ceiling, impacting Singaporeans’ financial planning. Understanding CPF Changes:What are the implications of the CPF rate and salary ceiling increases starting 1 January 2024? The adjustments are designed to bolster retirement savings, affecting take-home pay and necessitating budget adjustments for both employees and…