A blog about finance literacy in Singapore context

  • Top Singapore REIT ETFs 2024: Selecting the Ideal Addition for Your Investment Mix

    Top Singapore REIT ETFs 2024: Selecting the Ideal Addition for Your Investment Mix

    Investing in Singapore REIT ETFs offers a strategic way to gain exposure to the real estate sector without the complexity of directly managing properties. These instruments combine the income-generating potential of Real Estate Investment Trusts (REITs) with the liquidity and simplicity of exchange-traded funds (ETFs). I find that by including them in my portfolio, I…

  • CPF Contribution Changes from 1 Jan 2024

    CPF Contribution Changes from 1 Jan 2024

    Key Takeaways: Introduction:Effective 1 January 2024, CPF contribution rates rise alongside the salary ceiling, impacting Singaporeans’ financial planning. Understanding CPF Changes:What are the implications of the CPF rate and salary ceiling increases starting 1 January 2024? The adjustments are designed to bolster retirement savings, affecting take-home pay and necessitating budget adjustments for both employees and…

  • Guide to Best USD Fixed Deposit Rates in Singapore 2024: Secure Your Savings with Top Offers

    Guide to Best USD Fixed Deposit Rates in Singapore 2024: Secure Your Savings with Top Offers

    Last updated: February 2024 Key Takeaways Introduction Discover the best USD fixed deposit rates in Singapore and learn how to secure your savings with top offers. We’ll delve into the intricacies of USD fixed deposit rates, helping you make informed decisions to maximize potential earnings. Question: What are the best USD fixed deposit rates in…

  • Is the 1-year T-bill Better than the 6-month T-bill and Fixed Deposits in Singapore?

    Is the 1-year T-bill Better than the 6-month T-bill and Fixed Deposits in Singapore?

    Last updated: February 2024 Key Takeaways Introduction Unlock the potential of T-bills and fixed deposits: Understand their returns, risks, and how they fit into Singapore’s changing economic landscape. Question: Is the 1-year T-bill better than the 6-month T-bill and fixed deposits in Singapore?Answer: The 1-year T-bill may offer higher yields than the 6-month T-bill due…

  • Review: HSBC Revolution Card Singapore 2024

    Review: HSBC Revolution Card Singapore 2024

    The HSBC Revolution Card in Singapore offers an appealing option for individuals seeking a credit card that aligns with their everyday spending habits. Known for its reward points system, the card emphasizes earning points on a wide range of categories including travel, shopping, groceries, dining, and transport. It stands out in a crowded market of…

  • Review: Citi ULTIMA Card Singapore 2024

    Review: Citi ULTIMA Card Singapore 2024

    In the realm of luxury credit cards, the Citi ULTIMA card has cemented its position as a symbol of exclusivity and premium benefits in Singapore. Tailored for the affluent, this card is not just a financial tool but a statement of lifestyle, offering a repertoire of lavish perks that cater to the discerning tastes of…

  • Review: DBS Vantage Card Singapore 2024

    Review: DBS Vantage Card Singapore 2024

    As enthusiasts in the realm of personal finance and card benefits, we’re examining the DBS Vantage Card, a notable addition to Singapore’s credit card market. This mid-tier luxury card is aimed at a discerning clientele, catering to individuals who seek elevated travel experiences and dining pleasures. A key aspect that distinguishes the DBS Vantage Card…

  • Review: OCBC Titanium Rewards Card Singapore 2024

    Review: OCBC Titanium Rewards Card Singapore 2024

    The OCBC Titanium Rewards Card stands as a prominent option within the array of credit cards available in Singapore, tailored to fit the lifestyle of avid shoppers. It offers a compelling earn rate of rewards points on shopping, both online and offline, making it a potentially valuable tool for those looking to maximize their spending…